Homes Lehigh Acres
10483 Beacon Square CirStreet View

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Off-market · AVM only

Estimated value (AVM)

$126,000

Source: county records — no active MLS listing found

2 bd · 2 ba · 1,471 sqft

10483 Beacon Square Cir, Lehigh Acres, FL

True monthly cost

$1,010/mo

Mortgage + taxes + HOA + insurance + flood + assessments + utilities

Est. $/sqft

$86

Affordability fit

Optimal

≈ 18% of Lehigh Acres median income

Flexibility

Open to terms

Trust check · Florida edition

Insurability: flood · roof · wind

The three numbers Zillow won't tell you — the ones that decide whether you can actually insure (and finance) this home in SW Florida.

Sourced from FEMA NFHL & LeePA
Flood zoneUnmapped

FEMA NFHL has no flood-zone polygon at this point.

Est. NFIP premium
In our cost engine

Action: Pull elevation cert from seller to confirm.

Roof age?

Roof age unknown

We don't have a confirmed roof age. Year-built is a proxy only.

Year built (proxy)Unknown
InsurabilityRoof age unknown

Action: Ask seller for roof permit & date.

Wind-mit savings$400–$1,800/yr

A wind-mitigation inspection (~$100) almost always pays for itself in year one. Credits stack on each of these features:

  • • Hip roof (vs gable)
  • • Roof-to-wall clips, single wraps, or double wraps
  • • Impact-rated windows / accordion or panel shutters
  • • Secondary water resistance (SWR) underlayment

Action: order a wind-mit report alongside your 4-point.

Projected annual insurance: $696 (wind $696 · flood $0)

Estimates only. Final premium depends on carrier, deductibles, and inspection results.

Insurability drag on True Monthly Cost

+$37 /mo

How much the roof age and flood zone shift this home's monthly cost vs a fresh-roof, zone-X baseline. Already included in the True Monthly Cost above.

See stress test →
  • Roof age vs fresh-roof baseline

    Roof age unknown — assuming a small carrier penalty until verified.

    +$37/mo

  • Flood zone vs preferred-risk (X)

    FEMA zone not yet resolved for this parcel.

    /mo

Clear

Lehigh Acres: no city STR registration

Unincorporated Lee County — check HOA/deed restrictions.

View sources & last verified

Clear

No FEMA flood zone on file

Outside the Special Flood Hazard Area — FEMA substantial-improvement rule generally does not apply.

View sources & last verified

Key facts

Bedrooms

2

Bathrooms

2

Square feet

1,471

Location

Lehigh Acres

Status

Active

Financing options for this home

Pre-filled with this property's price, taxes, HOA, insurance, and assessments.

Side-by-side · True monthly cost

Compare creative ownership pathways

For 10483 Beacon Square Cir · $126,000
Bank financing

Conventional 30-yr

True monthly cost

$1,012/mo

Baseline

P&I$684
Taxes + insurance + flood$168
Utilities$160
Cash to close$25,200
Rate · term7.2% · 30y

Today's market rate. Full underwriting and 20% down.

Owner-held note

Seller financing

True monthly cost

$1,008/mo

−$4/mo vs conventional

P&I$680
Taxes + insurance + flood$168
Utilities$160
Cash to close$12,600
Rate · term6% · 30y

Owner of 10483 Beacon Square Cir carries the note at a negotiated rate with reduced down.

Inherit the rateLowest /mo

Assumable FHA/VA

True monthly cost

$766/mo

−$246/mo vs conventional

P&I$438
Taxes + insurance + flood$168
Utilities$160
Cash to close$31,500
Rate · term3.25% · 27y

Take over the existing low-rate loan. Buyer funds the equity gap.

Bridge to ownership

Lease-to-own (24 mo)

True monthly cost

$1,021/mo

+$9/mo vs conventional

Lease payment$693
Taxes + insurance + flood$168
Utilities$160
Cash to close$3,780
Rate · term · 24mo

Monthly lease + option fee. No mortgage today; lock price for 24 months.

AI · Tailored to this home

Creative financing scenarios

PropertiesGPS AI proposes 4 deal structures matched to 10483 Beacon Square Cir's price, recurring costs, and affordability profile.

Click Generate to get 4 deal structures tailored to this home.

Location

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Similar homes

Full investor report is locked

Unlock the deep intelligence on this property — the stuff Zillow doesn't show you.

  • Distress signals: liens, lis pendens, tax delinquency
  • Roof-age adjusted insurance estimate
  • STR / Airbnb upside, cash flow, comparables
  • AI investor brief with watch-outs & opportunities

$9 unlock = 30-day access to this one property. Pro = unlimited.