Creative-financing marketplace

Homes whose sellers are open to creative financing.

Skip the all-cash competition. Browse homes where the seller may accept owner financing, an assumable mortgage, or a lease-to-own.

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Try removing a filter, or learn how seller financing works while we find more flexible homes for you.

Three of the most common ways buyers get into a home without a traditional 20%-down mortgage.

The seller acts as the bank. You make monthly payments to them — often with a smaller down payment and faster closing.

You take over the seller's existing mortgage — including its rate. A great fit when the seller locked in a low rate years ago.

Rent the home now with the right to buy it later at a set price. Part of your rent can count toward the down payment.